2. Eligibility

You must be at least 18 years old to use our Service. By using the Service, you represent and warrant that you meet this requirement.

3. Use of Our Services

You agree to use our Service only for lawful purposes and in compliance with all applicable laws and regulations.

You agree not to:

• Use the Service for fraudulent or illegal purposes

• Attempt to gain unauthorized access to systems or data

• Distribute malware, spam, or harmful content

• Interfere with the operation or security of the Service

4. Account Registration

Some parts of the Service may require you to create an account. You agree to:

• Provide accurate and complete information

• Keep your login credentials confidential

• Accept responsibility for all activities under your account

We reserve the right to suspend or terminate accounts that violate these Terms.

5. Payments and Billing (If Applicable)

If you purchase any services from us:

• You agree to provide valid payment information

• All payments are non-refundable unless otherwise stated in writing

• We reserve the right to change pricing at any time with notice

6. Intellectual Property

All content, trademarks, logos, and materials on the Service are owned by Catalyst Business Solution And Consulting or its licensors.

You may not copy, reproduce, modify, distribute, or resell any part of our Service without written permission.

7. SMS Marketing Terms (Important)

By submitting your phone number on our website, forms, or opt-in pages, you agree to receive SMS messages from Catalyst Business Solution And Consulting, including:

• Appointment reminders

• Service updates

• Promotional offers

• Marketing communications

• Important account notifications

Consent

By opting in, you provide express written consent to receive automated or manual marketing messages. Consent is not a condition of purchase.

Message Frequency

Message frequency may vary depending on your interaction with our services.

Message & Data Rates

Standard message and data rates may apply depending on your mobile carrier.

Opt-Out Instructions

You can opt out of SMS messages at any time by replying:

STOP

After opting out, you will no longer receive SMS messages from us unless you opt in again.

Help Instructions

For assistance, reply:

HELP

Or contact us directly using the information provided at the bottom of this page.

8. Limitation of Liability

To the maximum extent permitted by law, Catalyst Business Solution And Consulting shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of the Service.

We do not guarantee uninterrupted or error-free service.

9. Disclaimer

Our Service is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, either express or implied.

We make no guarantees regarding accuracy, reliability, or availability of the Service.

10. Termination

We reserve the right to suspend or terminate access to our Service at any time, without prior notice, if you violate these Terms or engage in harmful behavior.

11. Governing Law

These Terms shall be governed and interpreted in accordance with the laws of the State of Oklahoma, United States.

12. Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated revision date.

Continued use of the Service after changes are posted constitutes acceptance of the new Terms.